| Just think if your were living debt free right at this | | | | are doing, or what fancy cars they are driving. |
| moment. Basically your housing would be free, | | | | Most likely they are probably living beyond their |
| except for yearly property taxes and utilities? | | | | means, but just haven't mentioned that fact to |
| Your car would be owned free and clear, and you | | | | anyone. |
| would have no credit card debt. Wow! If you | | | | Simplicity is helpful. Having a talk or watching an |
| want this debt free lifestyle then the key is to do | | | | old video is a whole lot cheaper than going out to |
| it in small and manageable steps. Do not go crazy | | | | dinner at some fancy pants place. Keep it simple, |
| and start living in an austere fashion. Just modify | | | | and you will be surprised how your checkbook |
| your current lifestyle a little by little everyday. | | | | balance grows. |
| First, remember the logo "Reduce, Reuse, | | | | Buying how-to books are an incredible way to |
| Recycle." This will make things go further at | | | | save money. The more tasks you can learn to do |
| home, and it is also kind to the Earth. Next, | | | | for yourself, the less you will be paying out to |
| before you make a purchase, see if it is really | | | | contractors and sub-contractors. It's true that |
| what you want. Maybe you could wait a week | | | | virtually all the answers are in books. Hop online |
| and ask yourself again, rather than making the | | | | and see what your online bookstore can train you |
| purchase immediately. These days value-shopping | | | | for. |
| is the key. Find excellent items at excellent prices. | | | | By gradually cutting your expenses, and paying |
| Moderation is the key to all things. Instead of | | | | down debt, little by little you will be at that place |
| eating a donut or drinking Starbucks coffee every | | | | of living debt free. When you are, don't forget to |
| day, maybe cut it down to once a week. That | | | | have a no mortgage party to celebrate your |
| would save you the cost of six donuts and | | | | independence from the chains of financial debt. |
| coffees! | | | | Finally, pat yourself on the back, You've done |
| Also, keeping up with the Jones is not the way to | | | | good! |
| a debt-free life. Forget about what other people | | | | |