| These days, we seem to all be facing difficult | | | | find everything that you could part with and sell it |
| times when it comes to our finances. Insurance | | | | immediately. |
| premiums are on the rise, gas is reaching record | | | | Recently I wanted to have some money to put |
| highs, and massive numbers of Americans are | | | | into the stock market, so I found all my CD's, |
| losing their jobs at a constant rate. | | | | DVD's, and little electronic gadgets that were |
| A lot of people are finding themselves running out | | | | cluttering my house up and took them down to |
| of money before they can finish paying off their | | | | the local pawn shop or found places online that |
| bills for the month. When this happens to a | | | | would pay top dollar for things like CD's. Doing this, |
| person, they tend to go into survival mode. | | | | I very quickly raised about $1200 in a couple of |
| Without thinking rational and long-term, they | | | | weeks! |
| quickly pull out the faithful credit card to save | | | | In summary: |
| them and pay off their bills. "It's only for this one | | | | 1. Sell what you don't need right now and use the |
| month," they say, but the truth is that their | | | | money to get yourself through the immediate |
| income will not have increased by the next month | | | | crisis that you might be in. |
| and they will once again find that they are having | | | | 2. Find an extra part time job for the weekends |
| to rely on their credit card to pay off the bills. | | | | or nights doing any of the following: |
| The true problem here is an income problem. We | | | | *Mowing Lawns |
| must all face the facts that the costs of living are | | | | *Pizza Delivery |
| going to keep rising from year to year. So with | | | | *Painting Houses |
| that in mind, we must find a new source of | | | | *Cleaning Carpets |
| income. However, this article will not focus on how | | | | *Cutting up firewood for someone who wants to |
| to find a new job. | | | | get rid of trees and sell the wood |
| The focus here is to discuss how you can get | | | | *Go down to your local firing range, collect up all |
| through that first month of running short on | | | | of the .22 shells that people leave behind and take |
| money and still keep food on the table. Moreover, | | | | them down to a copper recycling station. I am |
| you can do this all without calling on the credit | | | | told that a 5-gallon bucket of .22 shells can bring in |
| card for a swift rescue. | | | | about $80 bucks! So bring a rake and start |
| One great and popular idea for producing a | | | | collecting. You might check to make sure that |
| short-term second income is to deliver pizzas at | | | | your local firing range won't have a problem with |
| night when you are not working your day job. On | | | | this first. |
| average, a part-time pizza delivery job can bring | | | | *Recycle aluminum cans and glass bottles for |
| in about $1000 a month. Do this for two to three | | | | money. |
| months until you can land a better job that can | | | | *Get certified to teach First Aid classes at night. |
| pay the bills and meets your budget's needs. | | | | *Become a tutor |
| The Pizza idea is great for a few months | | | | 3. Find the career that you've always wanted and |
| transition time! But for being able to put food on | | | | make sure that it brings in enough money to |
| the table right now, consider having a garage sale | | | | carry you through the annual rises in cost of living. |
| this weekend. Start going around the house and | | | | |