Buying an Insurance Write Off

For some of us we may assume that once ourtime they were off the road, to protect future
car has been involved in an accident and ourowners, some X category cars, do not and no
insurance company has decided it is beyondone would ever know they had at one time, been
economical repair and so pays out on the claim topart of an insurance claim.
replace the vehicle, that your old car would beThese X category cars, are the best to buy if
transported to that old scrap yard in the sky,you can get a hold of one cheap, because they
never to be seen again.have the least amount of damage to them and in
Well for some cars, that is exactly what happens,some cases no damage at all. Often these cars
but there is a huge amount of vehicles, that arehave been stolen and recovered after the
offered back out to the trade to be repaired andinsurance claim was paid out. So if you are looking
put back on the road. So when is an "insurancefor that insurance write off to buy and do up
write off", actually deemed as uneconomical toyourself, be aware that these cars are no always
repair? Surely if it was not economical to repair ascheap.
an insurance payout, why is it offered out toUnless you are in the trade, you are unlikely to be
trade at a later date, as if it is?able to buy a insurance write off car direct. It is
The answer lies within the margins to repair cars.most likely, that you will need to buy the car
In better words, if you are in the trade, alreadyfrom a licensed breaker, who has bought the car
have the required equipment, have the knowledgefirst and then added his margin of profit.
and the tools, it is very possible to repairYou will then need to ask yourself, why this
insurance write offs and make a profit. However,person in the trade has chosen not to put the car
if you are a private individual and take youron the road himself; after all he could make good
accident damaged car to a dealer, who expectsprofit from it. You should also consider the
to make a good profit from the insuranceamount of time it will take to repair the car, and
company for the repair, then this is anotherhow that vehicle will be deprecating in value
matter.throughout. It may hold a good profit now, but will
Most insurance companies' auction off theirit in 6 months, if the only time you are working
insurance write offs, but not just to anyone, onlyon the car is spare weekends.
to the trade. In many cases, these cars are inThe truth is, there are some people who make
fact dismantled and taken off the road, by thegood money, fixing up insurance write offs, but
licensed breakers who buy them. But it is alsomost people do not make their money back,
true, that some vehicles are bought, repaired andwhen they consider the tools, parts, electricity
then sold on as a safe car. These cars remain onand incidentals they had not planned for.
the insurance write off register, to state at some